Taking a home inventory A good way to estimate the amount of personal property coverage you need on your insurance policy is to take a home inventory. Consider what you have in each room of your home, apartment, or other residence and what these items are worth.  Download our Home Inventory Worksheet to help guide your own home inventory.  Use the example below as a reference! 

Step 1: Filing an insurance claim Experiencing any kind of damage to your home can be very stressful. Once you have made sure everyone is safe and taken care of, the first step towards home restoration is filing an insurance claim.  It is important to file your insurance claim right away and take the necessary steps to prevent further damage. If it is after hours, your insurance carrier will have… Read More »Filing an Insurance Claim for House Damage

Renters Insurance Explained Why is renters insurance important? Your landlord’s insurance DOES NOT cover your personal property. While your landlord may have insurance on the structure of the residence, this insurance does not cover your personal property. What does that mean? Personal property can be described as the contents of the home, or all the “things,” like furniture, clothing, electronics, accessories, etc.  “If you turned your house upside down, anything that… Read More »Why Do I Need Renters Insurance?

Understanding Your Homeowners Insurance Policy As a damage restoration company, we see firsthand the hardship that comes with experiencing damage to your home. We have years of experience working with insurance carriers and navigating insurance policies and coverage.  Because of this, we know how important it is to understand what kind of coverage you have for your home in the event of a damage causing event. What is a policy?… Read More »Breaking Down Your Homeowner’s Insurance Policy